In case you didn’t know The Autumn Statement was last week, delivered in his own inimitable style by by the Chancellor George Osborne. Once upon a time the Autumn Statement only dealt with the country’s economic position and strategies’ to improve it…….and it was called the “Pre Budget Re...

Following on from my post Thinking Differently About Investment Risk I wanted to expand on the theme a bit further. Let me preface this by saying I am not suggesting everyone should invest in alternative investments, but it should give you some food for thought. Growth Potential Tax Reli...

Following along the theme of communication from my last post we have an event you might be interested in. This is the first in a series we will be hosting throughout the winter. Don’t worry its is not going to be some Financial Services heavy trudge through Powerpoint. The evenings will...

It is not often I find myself reading about investment risk and thinking “this is really interesting” but it happened this morning on the train. Paul Resnik Co-Founder of investment risk profiling company Finametrica, has written a thought provoking piece that challenges a long held belie...

Giving a presentation recently I wanted to highlight the issue of the changes to the dividend tax regime, which seems to have slipped under the radar of a lot of people. Maybe because there has been plenty going on in the wider world with everything from car manufacturers fiddling the num...

THE RECENT SELL OFF IN CHINESE MARKETS FOLLOWED BY THE SHARP FALLS AROUND THE WORLD ON MONDAY SEEMS LIKE AN APPROPRIATE TIME TO MAKE A COMMENT OR TWO. Every so often we break from our usual weekly (roughly) routine because events take over.The recent sell off in Chinese markets followed...

With new readers to our blog it doesn’t do any harm to highlight the importance of good financial advice. Often we speak to people who do not quite understand the value of financial advice. At the end of the day Independent Financial Advisers can access pretty much the same “products” as...

Its not often I find myself agreeing with Paul Lewis from Radio 4s Money Box. Some of his opinions on the advice sector have been less than complimentary, however this week I am going to agree with him. He wrote an article last week in Money Marketing titled Paul Lewis: Unfair FSCS (Fina...

I though would write a short technical brief after the issue of pension death benefits and trusts was raised at our weekly adviser meeting on Monday. Lump sum pension death benefits paid from registered pension schemes on death after age 75 are taxed at 45% in 2015-16. It was expected th...