The Final Salary Pension has been brought to the fore again by a case we are working on at the moment has highlighted how reviewing your future plans, especially with regards to how your previous pension arrangements fit in with your plans for the future. We have a client who is looking t...

  In our role as Wealth Managers we work alongside a number of other key professionals to make sure our clients get the best advice from across the spectrum. This will range from legal, to accountancy, to property and beyond. For our first guest blog I am delighted to introduce a commen...

One of the benefits of writing this every week is I am able to highlight any key issues as they happen (almost). As the title of this week’s blog suggests, the wonderful new pension freedoms we have been banging on about for what seems like forever, have raised a few practical issues. Bo...

Before we all head off for the Easter break (for me a bit of snowboarding followed by a Murphy clan holiday to Centre Parcs) I couldn’t miss the opportunity to have one last blog ahead of the upcoming Pension revolution. So in case anyone was thinking about going out and buying a Lamborgh...

There seemed to be something for everyone, as one commentator put it on the radio ‘he is putting a bet on every horse in the race in the knowledge he will win something’ Even by Budget standards it was pretty political. We have received a whole slew of summaries, breakdowns and opinion a...

Apologies for not writing anything last week, I do have a good excuse though. We were down to the Nucleus Annual Strategy event at the end of last week at The Belfry (unfortunately there was no time for golf). For those of you who don’t know, Nucleus are one of our key partners providing...

Its been a while since I wrote about the importance of reviewing your financial plan but in light of a change to our process it seems like as good a time as any. We often discuss the best way to organise and arrange client reviews. We are constantly looking to improve how we deliver this...

Business Protection is the first thing we will discuss with any business owner when they come to meet with us. A couple of clients were recently referred to me from 2 of our professional partners, in both cases they are business owners running successful businesses. In both instances the...

We have quite rightly been extolling the benefits that the new pension freedom rules will give everyone and the planning opportunities they create. Something we haven’t really talked about is the risk associated with these freedoms. I am not talking about the rather crude example of lots...