2015

There seemed to be something for everyone, as one commentator put it on the radio ‘he is putting a bet on every horse in the race in the knowledge he will win something’ Even by Budget standards it was pretty political. We have received a whole slew of summaries, breakdowns and opinion a...

Apologies for not writing anything last week, I do have a good excuse though. We were down to the Nucleus Annual Strategy event at the end of last week at The Belfry (unfortunately there was no time for golf). For those of you who don’t know, Nucleus are one of our key partners providing...

Its been a while since I wrote about the importance of reviewing your financial plan but in light of a change to our process it seems like as good a time as any. We often discuss the best way to organise and arrange client reviews. We are constantly looking to improve how we deliver this...

Business Protection is the first thing we will discuss with any business owner when they come to meet with us. A couple of clients were recently referred to me from 2 of our professional partners, in both cases they are business owners running successful businesses. In both instances the...

We have quite rightly been extolling the benefits that the new pension freedom rules will give everyone and the planning opportunities they create. Something we haven’t really talked about is the risk associated with these freedoms. I am not talking about the rather crude example of lots...

We are all aware of the excessive risk taken by the banks with our deposits, our money being used to bail them out and then that being used to pay huge bonuses for further risk taking. Combine this with the Libor rigging scandal and PPI mis-selling and you wonder what the world is coming ...

The first big milestone of the New Year is tax return time at the end of January. This is always a fraught time for any accountant as they wait on clients delivering the necessary receipts on time. From a Wealth Management point of view we usually see a focus on tax, and more accurately ...