2019

In Scotland, we have a proud history of family businesses and to this day, Scotland is still dominated by largely family-run SME’s. While this is something that we should be rightly proud of and celebrate as a country, many of these businesses are inherently vulnerable and lacking essentia...

One of the common mistakes we’ve found throughout our clients’ portfolios has been neglecting, misunderstanding or missing potential within their pension. Due to changing laws and guidelines around pensions, many business owners let them fall by the wayside and leave them to the bottom of ...

If you’re looking to leave your business in the next 5 years, the time to start planning is now. In your process of working towards this, ask yourself what is your goal? What’s your number? Is it enough to buy a home? A holiday? A retirement fund? Whatever it may be, your next step is figu...

For many of our clients, business is at the very heart of everything that they do and this was certainly the case with David. In his mid-50s and the owner of a medium-sized business, David has spent his career putting his business at the forefront of his priorities – including his finance...

Often our clients come to us with complex problems that go far beyond simple finances. Take, for example, Hugh. In his early 70s and recently retired from his longstanding, third generation family business, Hugh’s sizeable stock portfolio was inherited and hasn’t been well managed over the...

An owner of a large business, Jack had multiple streams of revenue across a number of properties, his pension and of course, his longstanding, successful business. His wealth portfolio was impressive and substantial but before he spoke to Murphy Wealth, it was disorganised and inefficient....

Ed is the owner of a medium-sized business and is a high-earner that pays additional rate tax. His pension, while substantial is almost incidental and hadn’t been reviewed or properly managed for a long time. Outside of his pension, Ed also has cash deposits built up over time from busines...